Sunday, August 25, 2013

TOP FIVE GOP HORSEFEATHERS ABOUT OBAMACARE



 Listening to political talk this Sunday morning, I could not resist compiling  a list of the GOP’s  top  five horse feather absurdities about Obamacare.   Here they are in no particular order.
1.       “Obamacare has failed”
       The logic escapes me.  The most fundamental  parts of the law that insure 30 million left out of the system now  have not even  been implemented in full yet. Only the consumer protection measures for those already insured are in effect.  Enrollment in the exchanges, the programs  by which insurance will be made affordable for  30 million uninsured,  will not  begin until October and will only become functioning after Jan. 1, 2014
2.       “ Obamacare will hurt jobs because everyone employed will have their hours cut to 29  per week in order for business to avoid having to provide insurance”
It did not happen in the one lab test, the Massachusetts system, after which Obamacare was copied.
Under Obamacare, businesses with less than 50 employees are exempted from mandates to provide employee insurance. .Part time employees  will  be able to get affordable health insurance through the exchanges, anyway.

3.       “The GOP has a plan to replace Obamacare” . That is not  the current line uttered most by the GOP; the GOP party line is just to kill it.  However   Sen. Ted Cruz  (R-TX)laid out his replacement  plan on Sunday morning CNN talk:
                “Separate access of jobs  from insurance”.    Great idea.  Obamacare already goes a long way to doing it because if you  switch  jobs, you will not lose access to affordable health care. It is available  through the exchanges. 

“Cross state insurance competition will bring down rates to affordable levels”. That  is a farce.   If you buy insurance in another state, you will very likely run into the same insurance company, perhaps operating under a different name but owned by  Blue Cross, United, or the other few national conglomerates. Insurers are  not subject to anti trust laws, leaving them  free to set prices and  coverage  across state lines. Profit driven, they can continue  denying those with pre-existing conditions,  using more than 20% of premiums for overhead, setting life time caps on benefits, and charging high co pays,  all  practices Obamacare forbids.

Consumers buying insurance in another state would be at the mercy of regulators in that state, with little  recourse to  to dispute their denial of coverage or outrageous anti consumer practices..

Nothing ever proposed  by the GOP has provided  a fundable  method to subsidize those 30 million who cannot afford insurance now nor is there any independent study showing cross state purchase would lower rates enough for them to afford it.

The only free markets in health care are the Obamacare  exchanges which give Colorado consumers, for example, side by side, apples to apples, gibberish free comparisons and a choice of  over 500 plans from 18 providers.

4.       “The president should be impeached for high crimes and misdemeanors”
What for? For using his executive authority to delay implementation of two sub provisions of Obamacare by one year at the request of business?

5.       “Obamacare will diminish the quality of our health care system just as national health has done elsewhere”.
The system  to which the GOP proposes to return, ranked the US near   the bottom by any measure… around 29th of  the industrialized nations, and  all except us   provide coverage  for everyone.
It is hard to see how  health care would  be diminished by  Obamacare that requires co-pay free annual checkups and cancer screening or  provides thirty million uninsured the same coverage as the already  insured. Those   30 million now  go without preventative care and  use   emergency rooms when they are too sick to treat themselves.  In return they receive  bills that they cannot pay, leading many to   bankruptcy .

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