The big beautiful bill is big and ugly for Colorado ACA/Obamacare customers

 Looking at the Trump bill, I am not sure now that the parliamentarian removed the GOP attempt to eliminate subsidies on Medicaid via a tax credit, how it will affect Colorado. However, so far it appears it was not removed from Obamacare, meaning that individual premiums will double. Since this nastiness was the House's doing, when reconciliation is done, the Colorado GOP House members will have to face voter outrage. The task of Colorado Democrats is to make sure those with GOP House member incumbents know who to blame. Mitch McConnell's assumption saying voters "will get over this" is silly.. Notifications for changes in health care premiums will hit voters before the 2026 midterms. If they"got over it", voters will get an ongoing lasting realistic sticker shock to make a political difference. 2026 rate increases of the ACAwill take place Jan. 1, 2026.... House members Hurd, Evans, Crank, and Boebert originally voted yes for this painful provision. This hit on the affordability of the ACA appears to have survived the Senate, and if it passes them and heads for reconciliation and even a revote in the House, Democrats will have been handed a gift for the 2026 midterms. Congressional votes are already an official public record.

colorado.gov

Congress’ Failure and Devastating, Cruel Bill Could Lead to Tens of Thousands of Coloradans Losing Health Coverage in 2026 | Colorado Governor Jared Polis

DENVER - This week, the Colorado Division of Insurance (DOI) informed health insurance companies that the agency was revising the expected impact of Colorado’s Reinsurance Program to reflect the Republican controlled Congress’s failure to extend enhanced tax credits for the Affordable Care Act (...

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AI inquiry when Obamacae premium raltes will increase. The enhanced premium tax credits under the Affordable Care Act (ACA), often referred to as "Obamacare" tax credits, are currently set to expire at the end of 2025. 

Key points:

• Expiration date: The enhanced premium tax credits are scheduled to expire at the end of 2025 unless Congress takes action to extend them.
• Impact on premiums: If the tax credits expire, consumers can expect to see increases in both their net premium payments (the amount they pay after the tax credit) and their gross premiums.
• Potential for further changes: The broader fate of the ACA and its subsidies may depend on the balance of power in Congress. 

Background:

• These enhanced tax credits were initially part of the American Rescue Plan Act of 2021 and were extended through 2025 by the Inflation Reduction Act.
• The enhanced subsidies have significantly increased enrollment in the ACA marketplace by making health insurance more affordable. 

In summary, as of today, June 29, 2025, the enhanced ACA premium tax credits are scheduled to expire at the end of 2025. However, there is ongoing discussion about extending these subsidies, and the final decision will depend on future congressional action.